Dwellora

Find the right mortgage for your next home

Compare rates, estimate your payments and read clear guides before you make a financing decision.

Compare lenders

Rates side by side

Clear rates

Rate and APR together

No obligation

Ask for a quote first

Expert guidance

Talk to a local agent

Ready for the next step?

Get pre-approved so you know your budget before you view homes.

Mortgage calculator

Mortgage calculator

Enter your details to estimate the monthly payment and the full cost of owning.

Enter your details to estimate the monthly payment and the full cost of owning.

Your details

Change any value and every number on the page follows.

Loan details

Rate and term

What if

Estimated monthly payment

$4,463/ month

Principal and interest
83%
$3,694
Property tax
13%
$563
Home insurance
5%
$206
Mortgage insurance
0%
$0
Total per month
100%
$4,463
Loan amount
$600,000
Interest rate
6.25%
Loan term
30 years
Down payment (20%)
$150,000
View amortization schedule

Current mortgage rates

Current mortgage rates

Compare sample rates from six lenders. Your rate depends on your profile and location.

Compare sample rates from six lenders. Your rate depends on your profile and location.

Sample rates for demonstration

B

Brightline Home Loans

6.12%

30-year fixed

APR 6.34%

N

Northquay Lending

6.25%

30-year fixed

APR 6.46%

H

Harbourstone Mutual

6.18%

30-year fixed

APR 6.39%

E

Elmfield Mortgage

6.20%

30-year fixed

APR 6.41%

T

Tallowmere Finance

5.98%

30-year fixed

APR 6.22%

S

Silverbrook Home Loans

6.05%

30-year fixed

APR 6.32%

Get pre-approved before you search

Know your budget, strengthen your offer and view homes with confidence.

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Sample lender rates

No obligation

Loan options

Loan options

The main types of home loan and who each one suits.

The main types of home loan and who each one suits.

Fixed rate

The same rate and payment for the agreed period. Suits buyers who want a stable budget.

Learn more

Variable rate

The rate can rise or fall with the market, and the payment follows. Often lower at the start.

Learn more

Interest-only

Lower payments for a set period while you pay interest only. The loan itself is repaid later.

Learn more

First-time buyer

Loans with a smaller down payment for a first home. Check what mortgage insurance adds.

Learn more

Investment property

Financing for a home you rent out. Lenders look at the expected rent and ask for more equity.

Learn more

Refinance

Replace your current loan to lower the rate, change the term or release equity.

Learn more

Not sure where to start?

An agent can shortlist homes for your budget, and the guides explain every step.

Not sure where to start?

An agent can shortlist homes for your budget, and the guides explain every step.

Not sure where to start?

An agent can shortlist homes for your budget, and the guides explain every step.

Not sure where to start?

An agent can shortlist homes for your budget, and the guides explain every step.

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