Conservative
- Maximum price
- $329,904
- Monthly payment
- $2,000
−$33,416
Affordability calculator
See what price range fits your income, your debts and your down payment.
Income based
Income, debts and savings
Rate scenarios
Six rates side by side
Clear limits
Two rules of thumb, editable
Any currency
Set once in the template
Affordability calculator
Enter your income, your debts and your down payment.
Your details
Change any value and every number on the page follows.
Income and debts
Loan and limits
What you could afford
Estimated maximum home price$363,320
Maximum monthly payment: $2,240
- Principal and interest
- 83%
- $1,868
- Property tax
- 12%
- $272
- Home insurance
- 4%
- $100
- Total per month
- $2,240
Debts take 35.5% of your income Comfortable
- Loan amount
- $303,320
- Down payment
- $60,000
- Monthly income
- $8,000
- Housing share of income
- 28%
Rate scenarios
How the interest rate moves the price you can afford.
- Interest rate
- 6.25%
- Maximum price
- $363,320
- Against the current rate
- $0
Three budgets
The same income with a careful, a usual and a stretched share for housing.
Balanced
- Maximum price
- $363,320
- Monthly payment
- $2,240
Same as your estimate
Stretch
- Maximum price
- $419,014
- Monthly payment
- $2,640
+$55,694
Guides
Short reads before you decide.
